Dog Walking Insurance UK - Business Quotes
What type of dog walking business cover can be provided?
When it comes to dealing with other peoples pets, the owner is trusting you to be responsible and to care and protect their pet to the best of your ability. In addition the will expect your walking business to have the correct level of dog walking insurance to pay out should that need arise.
The cost of dog walker Insurance
On average insurance will cost in the region of GBP125 upwards, depending on the type and level of cover that you choose to include.
There are a few key factors that can influence the premium price quoted. Postcode is one of these as some areas of the UK are more prone to crime than others, take city centers for an example. How much does dog walker insurance cost depends on other factors that we have listed below.
Fully disclose any past claims
If by chance you have previously made a claim on any dog walking insurance policy, or any legal action has been undertaken against you or your pet walking business in the past, this may affect your quote. Failure to fully disclose any pertinent details to your broker may invalidate any claim that you subsequently may make.
Compare Dog Walker Insurance
Protect your dog walking business today - Get multiple quotes
How you can avoid making claims against your canine walkers insurance policy
Most claims involve pedestrians that are walking or running taking the animal by surprise which can result in the dog nipping or biting the poor pedestrian. Here are some tips to reduce your risk
Bites are not the only reason for making insurance claims, animals are unpredictable and even the most experienced hound handler can find themselves in a situation that they could never have anticipated, as such it is vital that you have a good policy in place.
What type of Insurance do I need for my pet business?
A typical dog walking insurance policy will contain the following. If you wish you can cover other risks that are inherent to running a pet walking business, for example veterinarian expense reimbursement (regardless of fault)
This type of policy will provide public liability cover with both ‘care, custody & control’ and ‘non-negligent’ amendments. This type of policy will protect you against things that could go wrong as you perform your trade of walking people’s dogs.
Every businesses has inherent risks, when dealing with animals the risks are more apparent with personal injury top of the list. Be aware that the owner can have very strong bonds with their pets and if any injury to their pet happen whilst in your care the owner they will have no hesitation in holding you personally responsible.
Bylaws: A quick look at the legal side for a professional walker
The UK has stipulated many many rules related to walking dogs, many are good and many more are contentious. Limiting the number of hounds that you may walk seems very arbitrary and punitive, others like being responsible for keeping the footpaths and green areas etc clean from fouling are without doubt good.
The arguments no doubt will rage on amongst animal lovers, for example is walking 6 small puppies more of a hazard than walking 5 large Alsatians and what happens any puppies that have to be left behind? For any dog walking business this guide for professional pet walkers is the definitive guide to staying on the right side of the UK law and how to take out the appropriate level of cover for your business.
Please take note that rules vary and will depend upon your local council. As such do check with them first for the latest rules and regulations that relate to your pet walking service.
Compare Dog Walker Insurance
Protect your dog walking business today - Get multiple quotes