Dog Walker Insurance UK - Business Quotes 

  • Complete one easy online form
  • Get Multiple Quotes From Specialist Brokers
  • ​Brokers will compete to win your business
  • You choose the quote the meets your requirements
  • Key Cover for loss of keys
  • Care Custody & Control Cover
  • Public Liability Insurance

What type of dog walking business cover can be provided?

When it comes to dealing with other peoples pets, the owner is trusting you to be  responsible and to care and protect their pet to the best of your ability. In addition the will expect your  walking business to have the correct level of dog walker insurance to pay out should that need arise.

  • Public liability insurance for dog walkers is very important should a canine you are walking harm a member of the public or cause damage to property.
  • Cover for pets that have been left in your care This type of cover will protect you should you accidentally harm or lose one.
  • Key Cover Just in case you happen to lose the keys of one of your clients.
  • Employers Liability By law you must have this type of cover if you have employees, even if they are unpaid volunteers. This will protect you in the event that a claim is brought against you by one of your employees.

How much does dog walking Insurance cost?

Each  business will have its own individual and unique circumstances as such the best dog walker insurance policy can be tailored to the needs of your business. There are a few key factors that can influence the premium price quoted. Post code is one of these as some areas are more prone to crime than others, take city centers for an example. The other key factors are listed below.

  • The amount of annual turnover that your business has.
  • The actual amount of  cover that you choose.
  • The number of employees that you have.
  • How long you have been applying your trade.
  • Your post code

If by chance you previously have made a claim on any insurance policy, or any legal action has been undertaken against you or your walking business in the past, this may affect your quote.

How you can avoid making claims against your canine walkers insurance policy 

Most claims involve pedestrians that are walking or running taking the  dog by surprise which can result in the dog  nipping or biting the poor pedestrian.  Here are some tips and advise to reduce your risk

  • Take time to find out about the dog and its temperament before agreeing to provide a walking or sitting service.
  • If  the hound has bitten a person before make sure that you use a muzzle. 
  • Keep your distance from others and do not let strangers approach to pet the tail-wagger, if it is in any way aggressive.
  • Keep the dog on a tight lease whist in areas with high number of pedestrians.
  • Understand the different breeds, some have a greater tendency than others to be protective of the owner or their walker and thus can be aggressive. 
  • Stay alert and try to predict any potential hazards that may result in the doggy taking an offensive  action.

Bites are not the only reason for making dog walker insurance claims, animals are unpredictable and even the most experienced hound handler can find them selves in a situation that they could never have anticipated , as such it is vital that you a good policy in place. 

What type of Insurance do I need for walking hounds?

A typical dog walker insurance policy will contain the following. If you wish you can cover many other risk inherent in running a doggy walking business, for example veterinarian expenses reimbursement ( regardless of fault)

  • Dog walker public liability insurance provides cover against claims from the public, example should a hound bite someone and should be included in good dog walking insurance policy.
  • Care Custody & Control : will provide cover for vet fees to a fixed limit, loss, theft or death of the animal.
  • Custodial responsibility :  will cover for any claims the pet owner may make against you or employees
  • Key Cover for loss of keys and replacement lock should that be required.
  • Professional Indemnity Insurance : cover for giving bad or wrong advise or poor service. 
  • Employer's Liability Insurance. If you have employees your are legally obliged to take care of them and this insurance is thus legally required.  

This type of policy will provide public liability cover with both ‘care, custody & control’ and ‘non-negligent’ amendments. This type of policy will protect you against things that could go wrong as you perform your trade of walking people’s dogs.

Every businesses has inherent risks,  when dealing with animals the risks are more apparent with personal injury top of the list. Be aware that  the dog owner can have very strong bonds with their pets and if any injury to their pet happen whilst in your care the owner they will have no hesitation in holding you personally responsible.

By laws:  The legal side for a professional walker

The UK has stipulated many many  rules related to walking dogs, many are good and many more are contentious.  Limiting the number of hounds that you may walk seems very arbitrary and punitive, others like being responsible for  keeping the footpaths and green areas etc clean from dog fouling are without doubt good.

The arguments no doubt will rage on among animal lovers, for example is walking 6 small puppies more of a hazard than walking 5 large Alsatians and what happens any puppies that have to be left behind? For any dog walking business this guide for professional pet walkers is the definitive guide to staying on the right side of the UK law and how to take out the appropriate level of cover for your business.

Did you Know the Top 5 Most Popular Big Dog Breeds in the UK?

Labrador Retriever


German Shepard


Golden Retriever




Border Collie


Should I start a pet walking business?

The average salary of a professional canine walker is presently 20% more that the average UK working class salary. There’s no doubt that it’s a viable and potentially profitable business. Important for one to remember here is that it’s just that a business. As such, you will have to acquire all of the entrepreneurial skills that are needed to run a successful business. In addition to these skills you will also need adequate dog walker insurance. This will not only protect you and your customer's pets, but will help ensure that your business will survive any unforeseen claims.

In the UK the pet sitting business is also a growing sector and if you intend providing pet minding service take a look at the pet sitting insurance options that are currently available.

Unlike the various types of business insurance that are geared to retail shops or office based services this type of cover is specifically designed to cover you when working with animals.

Love dogs and wish to be your own boss?  If the answer is yes why not consider setting up either a canine walking business or a pet sitting service. With so many pet lovers in the UK this type of business can easily succeed. Set up costs are minimal no need for a web site initially a phone will suffice and google calendar to record bookings and your schedule.  

If you make your living as a professional pet walker it is important to have dog walking insurance. This type of policy will not only cover the liabilities that are associated with this trade, but it can make your business appear more professional, and will give you real peace of mind.

There is much emotional and financial responsibility when working with folk’s beloved pets in this trusted position. Having correct level of cover will help you to sleep better at night knowing that in the event of a mishap, you’re covered.

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