Dog Grooming Insurance UK - Compare Multiple Insurance Quotes
What type of cover can be provided?
As a professional dog groomer you will be entrusted with other peoples prized pets and they expect their pet to be returned without any injury. However the nature of the business means that it is possible to cause minor injury as your grooming dogs. In addition other unforeseen accidents can occur. One possible example would be leaving the dog escaping from your premises and causing injury to itself or bystanders. Like dog walking insurance, dog grooming insurance will protect your business review the list below and consider what you require to be included in your policy.
How much does dog grooming Insurance cost?
The cost does vary and is based on a number of factors, we have listed the key factors that will determine the cost of dog grooming insurance:
All insurance policies come with an excess. What is an excess? This is the amount that you are individually liable for if you make a claim. If you need to reduce your insurance costs speak with your insurer about how increasing your liability will impact the annual of month;y payments.
What type of Insurance do I need for dog grooming ?
Dogs can be valuable and the prized position if its owner. Dogs can innocently also cause damage and injury whilst in your care. As such it is important that you get you or your business a good level of cover. Below is a list of the insurance types that are normally included in a dog grooming policy, unlike dog walking additional cover is required for equipment( contents ) and also buildings cover if this is not already in place.
Do you provide your service from a shop, a mobile van grooming service or work from home ?
Do you provide a mobile grooming service or operate from business premised or even home? If the answer is yes or even a mix we can provide a selection of tailored quotes from a select panel of UK brokers.
Dog Grooming tips
More details on dog grooming and dog grooming insurance
It’s estimated that upwards of 60 % of dog groomers are not properly insured. Many professional groomers are just not aware that there are agencies out there that specialize in the pet grooming industry that can offer guidance when it comes to obtaining the proper insurance. The situation also exists that groomers think that they cannot afford coverage. Fact is, that many just do not know.
A good place for you to start your insurance education is to understand what liability insurance is. Liability will protect you against any harm or damages caused to others even if accidental. In the grooming profession, the term ‘others’ refers to both humans and pets. Liability will protect your assets; your business. If a groomer should cause any harm or damage to a pet or property, they could indeed be sued. The proper liability coverage will pay out to the injured party in the event of them making a claim. This simply means that if you do not have adequate insurance coverage in place, you could very well lose both your professional and personal assets if you are indeed sued.
As a professional dog groomer, you will be dealing with moving animals, water, sharp tools, chemicals, and electricity. Combine all these factors and it’s clear to see that accidents can and do happen. No one ever plans on having an accident, but if one should occur, it is vital that you have liability insurance in place in order to protect your assets.
How do you know if you actually need Dog Groomer insurance? If you yourself have anything to lose, or the potential exists that you will ever have anything to lose, you absolutely need to purchase liability insurance. If you own or you are renting a grooming shop, making house calls, if you have a mobile business, or you operate as an independent contractor, you need Liability Insurance. There are several types of coverage that you should know about.