Dog Grooming Insurance

What is dog grooming insurance ?

As a professional dog groomer you will be entrusted with other peoples prized pets and they expect their pet to be returned perfectly groomed and without any injury. However, the nature of the business means that it is possible to cause minor injury whilst grooming. In addition other unforeseen accidents can occur, one example would be the dog escaping from your premises and causing injury to itself or bystanders. Like dog walking insurance,  dog grooming insurance will help protect your business. Review the list below and consider what options that you would like to be  included in your policy.

How much does dog grooming Insurance cost?

The cost of dog grooming insurance does vary and is based on a number of factors, we have listed the key factors that will determine the cost of  grooming insurance: 

All insurance policies come with an excess. What is an excess? This is the amount that you are individually liable for if you make a claim. If  you need to reduce your policy costs speak with your insurer about how increasing your liability will impact your annual or monthly payments.

What type of Insurance do I need for dog grooming ?

Dogs can be valuable and a prized position if its owner. Dogs can innocently also cause damage and injury whilst in your care.  As such it is important that you get you or your business a good level of  insurance in place. Below is a list of the insurance types that are normally included in a canine grooming policy, unlike canine walking additional cover is required for equipment( contents ) and also buildings cover if this is not already in place.

Do you provide your service from a shop, a mobile van or work from home ?

Do you provide a mobile grooming service or operate from business premises or from home? If the answer is yes or even a mix we can provide a selection of tailored groomers insurance quotes from a select panel of  UK brokers.

Dog Grooming tips

More details on pet grooming insurance

It’s estimated that upwards of 60 % of dog groomers are not properly insured. Many professional groomers are just not aware that there are agencies out there that specialize in the pet grooming industry that can offer guidance when it comes to obtaining the proper cover. 

A good place for you to start your  education is to understand why liability insurance may be required. Liability will protect you against any harm or damages caused to others even if accidental. In the grooming profession, the term ‘others’ refers to both humans and pets. Liability will protect your assets and your business. If a groomer should cause any harm or damage to a pet or property, they could indeed be sued. The proper liability coverage will pay out to the injured party in the event of them making a claim. This simply means that if you do not have adequate insurance coverage in place, you could very well lose both your professional and personal assets if you are successfully sued.

As  a professional , you will be dealing with moving animals, water, sharp tools, chemicals, and electricity. Combine all these factors and it’s clear to see that accidents can and do happen. No one ever plans on having an accident, but if one should occur, it is vital that you have liability insurance in place in order to protect your assets.