Dog Grooming Insurance Quotes

Public liability insurance for dog groomers, Mobile pet grooming insurance, Care, Custody and Control, One Form Multiple quotes

Dog grooming business insurance Quotes UK

As a professional dog groomer, you will be responsible for other people's pets.  To retain customers, you must provide a great service in a safe environment without causing  any injury to the pets in your custody. However, the nature of the business means that it is possible to cause minor injury whilst grooming. In addition, other unforeseen accidents can occur. One example would be a dog running out an open door and causing injury to itself or bystanders. Like dog walking insurance UK,  dog grooming insurance UK is an important element in protecting your pet business.

dog grooming insurance

Elements of dog grooming insurance available

Dog Walker Insurance works in partnership with QuoteSearcher who provide a simple form which once completed is submitted to a specialist panel of brokers. These brokers will be in contact via the telephone to provide you with quotes tailored to your pet business needs.

  • Public Liability is very important should a canine you are walking bite a member of the public or cause damage to property.
  • Key Cover Just in case you happen to lose the keys.
  • Employers Liability, by law you must have this type of cover if you have employees, even if they are unpaid volunteers. This will protect you in the event that a claim is brought against you by one of your employees.

How much does dog grooming Insurance cost?

The cost of dog grooming insurance will vary based on a member of key factors. The cost will be determined based on the following key factors: 

  • The size of your business, measured in annual turnover
  • You do have a choice on the level of cover required the more cover the more expensive
  • If you are a small business with staff you must take out employers liability insurance the costs will be to some extent dependent on the number of employees.  How long you have been trading and your claims history.
  • Business post code, some areas are deemed higher risk than others. One example would be areas with existing high crime rates. 

Like all insurance policies, dog grooming insurance comes with an excess. What is an excess? This is the amount that you are individually liable for if you make a claim. If  you need to reduce your policy costs, speak with your insurer about how increasing your liability will impact your annual or monthly payments.

What type of dog grooming Insurance do I need?

Dogs can be valuable and a prized position if its owner. Dogs can innocently cause damage and injury whilst in your care.  As such, it is important that you have a good level of  insurance in place. Below is a list of the insurance types that can be included in your policy, unlike a dog walking business additional cover may be required for equipment. Building's cover my also be required, if this is not already in place. 

  • Equipment cover : This will cover all that expensive and specialist equipment required to provide a professional grooming service.
  • Dog Grooming with Public Liability Insurance: This is an important type of policy and should  be in any good policy. It covers from claims from someone who is injured or their property damaged.
  • Care Custody & Control : If the dog is lost or injured your business is covered.
  • Non Negligence Cover :  Protection for the accidental injury to a pup in your care.
  • Key Cover: Locked out of your grooming business?  Including this option will protect from the normal costs associated with loss of keys.
  • Employer's Liability Insurance: Required by law if you have employees. 

Cover is available for pet shop, a mobile van or if you work from home?

Do you provide a mobile grooming service or operate from business premises or from home? If the answer is yes or even a mix, the insurance panel can provide a selection of tailored quotes. Grooming equipment tools can also be covered.  When you add up the amount you have invested on grooming gear, tables and the best professional dog clippers, it can add up to a considerable sum.

Mobile dog grooming van insurance

If you are using a van to provide a mobile business grooming service, you will need dog grooming modified van insurance. Mobile dog grooming is a popular service, and you will have invested heavily into making a mobile groom shop, and you need to get insurance to protect your investment.

More details on cover options

A good place to start your education is to understand why liability insurance should be included in your dog grooming business insurance policy. Liability will protect you against any harm or damages caused to others, even if accidental. In the grooming profession, the term ‘others’ refers to both humans and pets. Liability will protect your assets and your business. 

If a groomer should cause any harm or damage to a pet or property, they could be sued for negligence. Liability cove will pay out to the injured party in the event of them making a claim. This simply means that if you do not have adequate dog grooming insurance coverage in place, you could very well lose both your professional and personal assets if you are successfully sued.

As a professional, you will be dealing with animals, water, sharp tools, chemicals, and electricity. Combine all these factors, and it should not be a surprise if the occasional accident does occur. No one ever plans on having an accident, but if one should occur, it is vital that you have liability insurance in place in order to protect your assets.

Compare dog grooming insurance quotes

For long haired dog breeds, regular dog grooming is important and essential. A select panel of UK insurance brokers can  provide your dog grooming or pet grooming business with multiple insurance quotes. This will enable you to start comparing the market in search of a dog grooming insurance policy that meets with your requirements.

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