Dog Sitter Insurance
Do I need dog sitting insurance ?
Pet sitting is a responsible job and owners would expect you as a professional to have insurance. Many things can happen valuable items smashed a new settee scratched to give just two examples. As the pet sitting your are responsible for these damages as the pets are in your sole charge. Cover can be provided for different styles of this business model that include in-house sitting, sitting at the clients home or if you provide a dog boarding servsice or a mixture of the aforementioned.
Dog sitting insurance is designed to cover you when you are looking after a pet either at the home of the owner or when you are in your own home. Whether you actually own a canine sitting business, or simply do a little minding part-time, you will for sure want to consider having the proper insurance to protect you just in case anything should go wrong.
As a pet minder, an in-home pet boarder or animal minder you are always responsible for the safety of your guest animals and for their actions whilst you have them in your care. You will not only need to care for people precious pets and be responsible for their pet’s behavior in public, in addition you will also need be responsible for a client’s home possessions and their house keys. The proper Business Insurance will provide specialized pet sitting insurance for individuals that are running pet boarding, minding and pet sitting services across the UK.
What is included in pet Insurance?
Pet Sitting insurance comes will normally provide cover for the following:
How much will per sitting insurance cost?
This will be dependent on a number of factors that are used to access your risk of making a claim or claims. Having built up a good history of no claims will put you in a favorable position. However if you are a start up business this will not help. Whilst you need to insure you have a good level of cover be careful not to over insure. Over insurance is when you include things in your insurance policy that you will never need, the opposite is under insurance in which gaps exist in your policy. Talk this over with your broker if in doubt of any inclusions or exclusions. Some of the key factors are listed below.