Do I need dog sitting insurance ?
Pet sitting is a responsible job and owners would expect you as a professional to have insurance. Many things can happen, valuable items smashed, furniture scratched to give just two examples. As the pet sitter your are responsible for these damages as the pets are in your charge. Dog sitting insurance can be provided to meet the needs of different business model that include in-house sitting or if you provide a dog boarding service or a mixture of the aforementioned.
Dog sitting insurance is designed to cover you when you are looking after a pet either at the home of the owner or in your own home. Whether you actually own a pet sitting business, or simply do a little minding part-time, you will for sure want to consider having the proper insurance to protect you just in case anything should go wrong.
As a pet minder, an in-home pet boarder or animal minder you are always responsible for the safety of your guest animals and for their actions. You will not only need to care for precious pets and be responsible for the pets behavior in public, in addition you will also be responsible for a client’s home possessions and their house keys. The proper pet sitting insurance policy will provide cover for individuals that are running a pet boarding or a pet sitting service.
What is included in pet sitting insurance?
Pet Sitting insurance will normally provide cover for the following:
How much will dog sitting insurance cost?
This will be dependent on a number of factors that are used to access your risk of making a claim or claims. Having built up a good history of no claims will put you in a favorable position. However, if you are a start up business this will not help as you have no proven no claims history. Whilst you need to insure you have a good level of dog sitting insurance be careful not to over insure. Over insurance is when you include things in your policy that you will never need, the opposite, under insurance is when gaps exist in your policy. If in doubt of what you need take advice from your broker. Some of the key elements that go into making a good pet sitting insurance policy include: